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Zopa is one of the UK’s leading consumer lending banks, with £2bn loans and 7 million credit decisions a year. Its retail finance solution, DivideBuy, lets merchants offer interest free and interest bearing credit options, from 3-60 months with credit spend up to £12.5k, to customers.
Zopa uniquely combines the benefits of being a bank with the agility, culture and digital capabilities of a fintech. Trusted by leading UK merchants including Simba Sleep, Octopus and Wattbike, Zopa is delivering best-in-class results for merchants, including:
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Sub-2-minute customer journey
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Omnichannel credit solution
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Upselling and alternative borrowing options
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Up to 89% approval rates
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50% sales increase